Privacy Policy

Privacy Policy

Introduction

Welcome to https://defending-against-financial-charges.denverarealawyer.net (hereafter referred to as “the Website” or “we”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, storage, and handling of data, adhering to strict compliance with global privacy regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our Website, including but not limited to:

  1. Our online applications and services accessed by authorized users.
  2. All websites linked to this Privacy Statement.
  3. Any communications initiated or received from us, such as emails, phone calls, or text messages (SMS).

Please note that this policy does not extend to third-party platforms, applications, products, or services accessible through links on our Website. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the ways in which we process your personal data, including but not limited to:

  1. Account creation and management.
  2. Facilitating payments and financial transactions.
  3. Recording purchase history.
  4. Collecting device identifiers for analytics.
  5. Obtaining location data when you interact with our services.
  6. Requesting and storing feedback from users.
  7. Accessing social media information (with user consent).
  8. Tracking product interactions for personalized recommendations.

Personal Data Collection

We collect several types of personal data, including:

  1. Account Information: This includes your name, username, email address, and password used to access our services.
  2. Payment and Financial Details: Any payment information required for transactions, such as credit card numbers, billing addresses, and financial history (encrypted and stored securely).
  3. Purchase Information: Records of products or services purchased from us, including quantities and transaction dates.
  4. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile app usage data collected for analytics and personalization.
  5. Location Data: Information about your geographical location when using our location-based services.
  6. Feedback and Reviews: Comments, reviews, and suggestions provided by users to enhance our services.
  7. Social Media Information: Data obtained from social media platforms (with user consent) for personalized content delivery.
  8. Product Interaction Data: Details of products viewed, searched for, or added to a cart on our Website.

We gather this data through various methods: user input forms, browsing interactions, automated tracking technologies (cookies), and third-party data providers.

Cookies

We employ cookies, small text files stored on your browser, for enhanced user experience and analytics purposes:

  1. Strictly Necessary Cookies: Essential for navigating our Website and using its core features.
  2. Preference Cookies: Used to remember user preferences, such as language settings.
  3. Analytics Cookies: Track Website usage statistics to improve performance and functionality.

Users have the option to manage and control non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary, considering legal requirements and the purpose of its collection. Once these purposes are fulfilled, we implement secure procedures to delete or anonymize your data:

  • Financial and payment information is retained for a period required by law.
  • Purchase history may be kept for billing and record-keeping purposes.
  • Other user data is erased or aggregated once it is no longer needed for specific services.

Your Rights

Depending on your jurisdiction, you are entitled to certain rights regarding your personal data:

  • Access: Retrieve and review the data we hold about you.
  • Rectification: Request corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Ask for the deletion of your data in specific circumstances.
  • Restriction: Limit the use of your data under certain conditions.
  • Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Ensure that exercising your data rights does not negatively impact your interactions with us.

To exercise these rights or have any data-related inquiries, please contact our Data Privacy Team at [email protected] or write to us at the following address:
[Your Contact Address]

Changes to Policy

We reserve the right to update this Privacy Policy as needed to reflect changes in our practices or regulatory requirements. Any modifications will be posted on this Website, and we encourage users to review it periodically for the latest information.

Contact Information

For any questions related to privacy, data requests, or unsubscribe inquiries, please reach out to us via email at [email protected]. Alternatively, you can write to us at:
[Your Contact Address]